If you have a PPO plan (Preferred Provider Organization) you should see a PPO on your insurance card. In this kind of plan, you may refer yourself to any physician, laboratory, or hospital in your plan booklet.
We work with many PPO plans. The following is a partial list:
United Health Care
MANY OF THESE COMPANIES OFFER BOTH HMO AND PPO PRODUCTS. BE CAREFUL, AS THE RULES WILL DIFFER. IN GENERAL, HMO PRODUCTS DO NOT ALLOW SELF REFERRAL TO SPECIALISTS AND ARE MORE LIKELY TO REQUIRE PRE-AUTHORIZATIONS